The Mortgage for you

When it comes to your mortgage you can rely on N&P to help you choose the package that’s best for you, both now and in the long run.

A quick decision

If you’re taking the first steps towards buying a property and you‘d like to know how much you’re likely to be able to borrow, we can give you an idea within just a few minutes. This way, you’ll know roughly how much you can afford, and you won’t go falling in love with a place that’s right out of your price range. Bear in mind that the amount we quote will be subject to our standard terms and conditions.

Interest calculated daily

Some lenders calculate interest monthly or annually, in advance. We, on the other hand, calculate it on a daily basis – and since you’ll pay less interest as you reduce your balance with each payment, you’ll save a lot of money in the long-term.

Low fees

Our fees are typically lower than those of our competitors. You can also choose a lower rate/higher fee arrangement, or vice versa.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage Filter

Use the mortgage filter below to find the right N&P mortgage for you. Tick more than one to narrow your selection. The mortgage(s) shown will fulfil all the criteria you select.

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Product Type Initial Rate Duration Changing for remaining term to SVR currently The overall cost for comparison is Discount off Standard Variable Rate Product fee  
Discount 2.95% 3 years - 4.9% APR 2.40% £695 Details
Discount 3.15% 3 years - 4.9% APR 2.20% £795 Details
Green - Discounted 5.25% 4 years 5.35% 5.5% APR 0.10% £495 Best buy Details
Green - Discounted 5.05% 4 years 5.35% 5.4% APR 0.30% £495 Details
Self-Build Discount 5.30% Term - 5.5% APR 0.05% £995 Details
Fixed 6.69% 5 years 5.35% 6.1% APR - £795 Details
Fixed 6.59% 5 years 5.35% 6.1% APR - £695 Details
Fixed Further Advance 6.99% 5 years 5.35% 7.1% APR - £399 Details
Fixed 5.29% 3 years 5.35% 5.5% APR - £795 Details
Fixed 4.99% 3 years 5.35% 5.4% APR - £695 Details
Standard Variable Rate 5.35% Term - 5.5% APR - No fee Details
Standard Variable Rate 6.35% Term - 6.5% APR - £399 Details
Offset 3.30% 3 years - 4.9% APR 2.05% £795 Details
Offset 3.45% 3 years - 5.0% APR 1.90% £795 Details

APR stands for Annual Percentage Rate. This is a standard method of calculating how much the loan will cost you over the full period of the loan. The APR reflects the total charge for credit and is different to the flat rate.