Mortgages

Our Mortgage Advisers have the expertise to help you choose the right mortgage, prepare for the future, and keep you in control of money.

Call 0845 300 0522 now to talk to an adviser, or request a call back and we'll be in touch at a time that suits you.

Below is our full list of mortgages. To narrow your choices, select the type of mortgage you are interested in.

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Product Type Initial Rate Duration LTV Changing for remaining term to SVR* currently The overall cost for comparison is Discount off Standard Variable Rate Product fee  
Fixed 4.99% 2 years 90% 4.99% 5.1% APR - £295 Details
Fixed 5.29% 5 years 90% 4.99% 5.3% APR - £295 Details
Fixed 4.09% 2 years 85% 4.99% 5.0% APR - £295 Details
Fixed 3.94% 2 years 85% 4.99% 5.0% APR - £795 Details
Fixed 3.54% 2 years 75% 4.99% 4.9% APR - £295 Details
Fixed 3.29% 2 years 75% 4.99% 4.8% APR - £795 Details
Fixed 3.39% 2 years 75% 4.99% 4.9% APR - £295 Details
Fixed 3.44% 3 years 75% 4.99% 4.7% APR - £795 Details
Fixed 3.54% 3 years 75% 4.99% 4.8% APR - £295 Details
Fixed 4.04% 3 years 85% 4.99% 4.9% APR - £795 Details
Fixed 4.09% 5 years 75% 4.99% 4.8% APR - £795 Details
Fixed 4.69% 5 years 85% 4.99% 5.0% APR - £295 Details
Fixed 3.94% 5 years 75% 4.99% 4.7% APR - £795 Details
Fixed 4.54% 5 years 85% 4.99% 5.0% APR - £795 Details
Offset Fixed 3.49% 2 years 75% 4.99% 4.9% APR - £795 Details
Offset Tracker 2.99% 2 years 75% 4.99% 4.8% APR - £795 Details
Offset Tracker 3.19% 2 years 75% 4.99% 4.8% APR - £295 Details
Tracker 2.79% 2 years 75% 4.99% 4.8% APR - £795 Details
Tracker 2.99% 2 years 75% 4.99% 4.8% APR - £295 Details
Tracker 2.89% 3 years 75% 4.99% 4.6% APR - £795 Details
Tracker 3.34% 2 years 85% 4.99% 4.8% APR - £795 Details
Tracker 3.54% 2 years 85% 4.99% 4.9% APR - £295 Details
Self-Build Tracker 4.89% 2 years 80% 4.99% 5.2% APR - £795 Details
Tracker 3.39% 3 years 85% 4.99% 4.7% APR - £795 Details

Our mortgages have limited availability and may be withdrawn at any time.

 * Every mortgage lender has a standard variable rate, or SVR, of interest on which it bases all its mortgage deals. The standard variable rate is based on the Bank of England's base lending rate. With a tracker mortgage the Bank of England Base Rate, and therefore the interest rate you pay, may at times be higher than the N&P SVR.

APR stands for Annual Percentage Rate. This is a standard method of calculating how much the loan will cost you over the full period of the loan. The APR reflects the total charge for credit, is different to the flat rate and includes all charges incurred when taking out the mortgage.

A minimum rate of interest, referred to as a 'floor', applies to our tracker products. This means that when the Bank of England Base Rate falls, the interest rate you pay also falls by the same amount but it cannot go any lower than the minimum rate 'floor'.

**There will be an early repayment charge if you repay in full or if you repay over 10% of the loan (or £10,000 - whichever is lower) during the initial rate period

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE