Gold Classic Saver

It's easy. You can open an account at any of our branches or by post.

You first have to hold a Gold Classic Current Account and register for Internet Banking. Then, if you have any spare cash in your Current Account, you can simply put it in your Gold Classic Saver, and it will be earning you more interest.

For more details, give us a call on 0845 300 2511, pop into your local branch or we can call you back.

You will become a member of the Yorkshire Building Society group of which N&P is a trading name. This means you can join Yorkshire Building Society’s general meetings and you have a vote on what’s decided at them as set out in the Rules of the Society.

Yes, but you can only link your Gold Classic Current Account to one Gold Classic Saver Account. If your Gold Classic Current Account is a joint one, you can't open another Gold Classic Saver account in your sole name.

No. All transactions must be to and from your Gold Classic Current Account.

Yes, but you must be registered for Internet Banking as we expect many customers will wish to operate their account online.

We reserve the right to close the Gold Classic Saver immediately, and return the balance, if you close your Gold Classic Current Account or do not credit it with at least £500 per month, or are not registered for Internet Banking.

You can with N&P.

Our online system is extremely robust. It is constantly checked by both internal and external experts. Advanced encryption technology scrambles all sensitive data to provide total confidentiality.

You are given a unique customer number and a 10-character password. When you use the service for the first time you might want to change this password for one that's more easily remembered - but don't write it down or make it too obvious, so that someone else could guess it.

Just tell us.

We make it our aim to do the best we can for all our customers.

If you open a new savings account (other than a fixed rate bond) and within 14 days of opening it or the day on which you receive the terms and conditions (whichever is the later), you decide that it does not meet your requirements, we will transfer the balance to another N&P account. This is called a 'cooling off' period. Alternatively, we will return the balance to you without any charge or notice being required. Any transfer or refund will be subject to the relevant funds having cleared. A period of at least four full Working Days, excluding the day you paid a cheque into your Account, must be allowed for cheques paid into the Account to clear. Occasionally, cheques may be returned unpaid after this period.

This cooling off period does not apply to fixed rate bonds.

If you do wish to change your mind please visit your local branch or call us on 0845 300 2511.  

You can contact HMRC on 0845 366 0645 or visit their website at www.hmrc.gov.uk. Alternatively, the Building Societies Association has some useful information that can be accessed by visiting www.bsa.org.uk/consumer/factsheets/tax.htm.

Interest may be paid gross (i.e. without tax being deducted) to customers who are not liable for income tax. To receive interest gross, you must complete the ‘Getting your interest with tax taken off’ (R85) Form for each of your accounts and pass these on to the provider of the accounts. R85 forms are available from any N&P branch or by calling us on 0845 300 2511.

If you want to find out if you can claim back tax that has been deducted, and how to do so, you can contact HMRC on 0845 366 7850 or visit their website at www.hmrc.gov.uk.