MORE YOU SAVE, MORE YOUR CLUB RECEIVES

N&P will pay a bonus to the Club equivalent to 1% gross (up to 1.25% bonus on the online Club Savers Account) of the average total balance held in all of the specific Club accounts during the previous year. 

We have a range of savings accounts that not only give you good rates on your savings, they also benefit your favourite football team.

Find your club listed below.

PREMIERSHIP

CHAMPIONSHIP

LEAGUE ONE

LEAGUE TWO

OTHER CLUBS

Current rates effective from 24/03/09

Current Rates
Account balance Gross rate* Net rate** AER rate***
£100 or over 0.10% 0.08% 0.10%
View previous rate information
Previous Rates
Account balance Gross rate* Net rate** AER rate***
£100 or over 0.10% 0.08% 0.10%

Definitions

* Interest will be paid gross (that is before the deduction of income tax) to non-taxpayers subject to eligibility and the required registration. Otherwise interest will be paid after deduction of income tax at the appropriate rate. Please note that gross interest can only be paid to customers aged 16 or over if they are the named account holder.

** Net rates (that is after the deduction of income tax) shown are for illustrative purposes only. The interest you earn on this account will currently be taxed at the rate of 20%.

*** AER means Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year.

How can I open a Club Savers Account?

It's easy.

You just need to choose the club you wish to support and complete the online application.

You can then start saving immediately. We will give you an account number and send you an information pack. Your Club Savers Account password will be sent to you separately.

After I have opened a Club Savers Account, how quickly will I need to start saving?

The sooner you start saving, the better for you - and your Club.

You must pay in at least the minimum amount within 30 days of the date of your application being accepted. This is £100 if you're over 16, or £1 if the account is being opened for children aged under 16.

How do I save into the Club Savers Account?

It's up to you.

You can make regular savings, invest a lump sum, or just put away whatever you can, whenever you can.

You can arrange a standing order with your bank or building society for regular payments to be made into your Club Savers Account, or you can transfer money into your Club Savers Account at any time. Just quote your Club Savers Account number and sort code.

What's the maximum amount I can withdraw from my Club Savers Account each day?

As long as there's enough money in your account, you can take out up to £10,000 per day from your Club Savers Account.

What's the minimum balance I can have in my Club Savers Account?

For over 16s, it's £100.
For under 16s, it's £1.

What's the maximum I can deposit into the Club Savers Account?

The maximum amount that you can deposit with N&P is £1 million.

Can I pay cheques into my Club Savers Account?

No you can't.

You can only deposit money in your Club Savers Account by transferring funds from a bank or building society account.

How do I arrange for payments to be transferred to my Club Savers Account from another account?

Just give your bank or building society the sort code and account number of your Club Savers Account.

Is there a maximum number of Club Savers Accounts that I can have?

No, you can have as many Club Savers Accounts, and support as many clubs as you like.

Remember though, that it might be better for you to have all your money in one account, because the more money you have in one account, the higher the rate of interest it could earn.

Can I open a joint Club Savers Account?

No, sorry this is not possible.

Do I become a member of N&P when I open a Club Savers Account?

Yes you do.

The Club Savers Account is a share account, which makes you a member of N&P. This means you can join N&P's general meetings and you have a vote on what's decided in them.

When will my account start earning interest?

Cheques paid into an account paying a variable rate of interest will earn interest from the second working day after the day we receive them. Cheques paid into an account paying a fixed rate of interest will earn interest from the day we receive them.

Money paid into your account in cash or by Bankers’ Automated Credit will earn interest from the day we receive it. Interest is then paid for each full day your money is invested, and will be added to your account in January each year (unless otherwise stated).

Your money will earn interest up to, but excluding, the day you withdraw it.

Can I be certain that online banking is absolutely secure?

You can with N&P.

Our online system is extremely robust. It is constantly checked by both internal and external experts. Advanced encryption technology scrambles all sensitive data to provide total confidentiality.

You are given a unique customer number and a 10-character password. When you use the service for the first time you might want to change this password for one that's more easily remembered - but don't write it down or make it too obvious, so that someone else could guess it.

What if I'm unhappy with the terms of my account?

Just tell us.

We make it our aim to do the best we can for all our customers. If within 14 day's (7 day's for all Fixed Rate Bond products) you decide that this account is not for you, we will be happy to transfer your money to another N&P account.

Or if you prefer, we will return your money to you without any charge being made, or notice being required.

What computer hardware and software will I need?

The minimum software requirements are a browser with support for 128-bit SSL encryption. The system has been designed to operate at its best with your monitor set to 800 x 600 resolution or higher.

View All Frequently Asked Questions

WATCH YOUR SAVINGS GROW

  • The Posh, Canary and Lincoln City accounts can be opened and operated at any of our branches, by post, or online. All other accounts must be opened and operated online

  • Adults can start saving with just £100

  • Under 16s can save from £1 (£10 for Branch Club Accounts)

  • The more you save, the more earn

  • Manage your account online 24/7

  • Easy access to your money

  • Quick and easy to apply online

  • Interest paid annually

RAISE MONEY FOR YOUR CLUB

  • Your club receives an annual bonus

  • Bonus based on the average total balance

  • So the more fans save, the more they raise

COULD BE IDEAL IF YOU…

  • Are keen to support your football club

  • Like to manage your savings online

  • Want instant access to your money

  • Don't have an N&P branch nearby

EASY TO APPLY

  • You can apply by dropping into any branch or by applying online.

MINIMUM INVESTMENT

  • The minimum investment for over 16s is £100.

  • The minimum investment for under 16s is £1.

MAXIMUM SAVINGS

  • The maximum you can have in your account is £1 million.

INTEREST

  • Interest on your savings is paid annually on 1st January.

OUR SATISFACTION PLEDGE

  • At N&P, we understand how important it is for you to be satisfied with your investment accounts. If you open any new investment account and, within 14 days, you decide that it does not meet your requirements, we will be happy to transfer the balance to another N&P account. This is called a 'cooling off' period.  Alternatively, we will return your money to you without any charge or notice being required. Any transfer or refund will be subject to the relevant funds having cleared i.e. a period of at least four days(excluding Saturdays, Sundays and public holidays) must be allowed for the clearance of deposited cheques.

ACCOUNT TYPE

  • This is a payment account, please refer to the General Savings and Investment Conditions for more information.
Key Product Information
Summary Box
Key Product Information for our Football Club Accounts
Account Name Football Savings Accounts
Interest rates (GROSS/AERs) Variable rate.
Please see Features & Benefits tab for current interest rate.
Tax Status Interest is paid net. Gross interest can be paid subject to eligibility and required registration.
Conditions for bonus payments No bonus is payable to the customer on this account. However, N&P will pay a bonus to the Club equivalent to 1% gross (up to 1.25% bonus on the online Club Savers Account) of the average total balance held in all of the specific Club accounts during the previous year.
Withdrawal arrangements Easy access without notice or loss of interest.
Access The Posh, Canaries and Lincoln account can be opened and operated at any of our branches or by post. All other club accounts can be opened and operated online only.

Read our General Savings and Investments Terms and Conditions.

These are the specific conditions which apply to the Society's Club Savers Accounts in addition to the General Conditions for savings and investments. In the event of a difference between any of these conditions and any of the General Conditions, then the specific condition will apply.

Opening a Club Savers Account ("Account")

  • You must be 16 years or over to open an Account.
  • An Account can be opened for a child under 16 by either their parent or guardian on a trustee basis with the child named as the beneficiary.
  • An Account can only be opened and operated via the Club web site.
  • An Account cannot be opened or operated at any of the Society's branches or by post.
  • The Account can only be held in a sole name. Joint accounts are not allowed.
  • The Account is a share account and is available to personal customers only. Use for business purposes is not allowed.

Paying into your Club Savers Account

  • You need to pay in at least £100 when you open an Account but you can save any amount you like provided that your total savings with the Society do not exceed £1 million.
  • Accounts opened for children below 16 can be opened with just £1.
  • The minimum deposit required to open an Account must be received within 30 days of your account application being accepted.

Withdrawals from and closure of your Club Savers Account

  • You can withdraw your money (and, if you wish, close your Account) at any time without notice.
  • You must allow at least three full working days (excluding Saturdays, Sundays and public holidays) for the money to reach an account held with another UK bank or building society. You must allow one full day if you are moving money between accounts held with the Society.

Interest

  • The rates of interest on money saved in the Account are variable, which means that they may go up or down from time to time.
  • The interest rates are tiered, so the more you save the higher the interest rate you could earn.
  • Interest is paid annually to the Account on 1st January each year.