DECLARATION, AGREEMENTS AND NOTIFICATIONS
Customer declaration
I wish to open an E-Saver (Issue 3) Account with Norwich and Peterborough Building Society (the "Society") and I declare that:
(a) I am the beneficial owner of the monies which will be invested in the Account and that no other person has any interest in such monies OR I am not the beneficial owner of the monies to be invested in the Account but hold them on trust (and not as nominee) for the beneficiary named in this on-line application;
(b) the monies invested will not be held by me as a bare trustee for a body corporate or for person(s) who include a body corporate;
(c) I agree to be bound by the Rules of the Society as amended from time to time (a copy of which is available on request from the Society);
(d) I have read and accept the specific conditions of the E-Saver (Issue 3) Account and the General Conditions for savings and investments. I understand and agree that in the event of a difference between any specific condition and any of the General Conditions, the specific condition will apply;
(e) I agree to be bound by the "Agreement to assign shareholders' windfalls to Charity" set out below;
(f) the total amount invested or to be deposited by me with the Society will not exceed £1,000,000.
Agreement to use Electronic Communications
I agree with the Society that it may communicate with me for all purposes (other than marketing*) using the e-mail address given by me in my application (or using such other e-mail address as I may notify to the Society and which I wish to be used for such purpose from time to time). In particular, and without limiting this agreement, I expressly agree that the Society may send me a copy of its Summary Financial Statement, Annual Auditor's Report and any other communications which it is required by law to send me, in electronic form using such e-mail address, or by notifying me at such e-mail address of where and how I may access copies thereof (where the law permits) on a web site.
* This Agreement does not relate to electronic communications sent for marketing purposes. You have already indicated whether or not you wish the Society to send you electronic communications for marketing purposes in the Data Protection section of the application. Please note that the Society can only communicate with you using a single e-mail address. Accordingly, if you advise the Society that you wish it to communicate with you at a different address than that given in your application at some point in the future, the new address will be used for all forms of electronic communication.
Agreement to assign shareholders' windfalls to Charity
Note: This Agreement does not apply to you if you have held shares in the Society at all times since 1st October 2000 or if you are in one of the other groups of people that the Society has decided should be exempt*.
1. I agree with the Society that I will assign to the selected charity my right to receive any shareholders' windfalls. I authorise the Society and any successor to pass any shareholders' windfalls directly to the selected charity (or to any other charity which the selected charity may nominate) without giving any notice to me. I understand that the selected charity will have the benefit of this Agreement, and that neither it nor the Society will release me from it or vary the terms, even if the Society decides at some stage in the future that new shareholding members generally will not be required to enter into similar agreements. I authorise the Society to give the selected charity any information about me and any account that I have with the Society (either now or in the future) but only if the selected charity reasonably needs it for any purpose arising out of this Agreement. I understand that if the Society no longer exists following a merger with another building society, this Agreement will still apply between me and the other society.
2. In this Agreement:
(a) "selected charity" means the Charities Aid Foundation or, if it ceases to be registered as a charity, any other registered charity selected by it;
(b) "shareholders' windfalls" means any benefits which I may become entitled to as a shareholding member of the Society under the terms of any future transfer of the Society's business to a successor (i.e. on a conversion or takeover). The expression "shareholders' windfalls" does not include either (i) the right to have savings in a share account with the Society replaced by savings in a deposit account with the successor or (ii) if I am in one of the groups of people that the Society has decided may keep some or all benefits*, those benefits which the Society has decided I may keep; and
(c) "successor" means any company or other corporate body to which the Society transfers its business under Section 97 of the Building Societies Act 1986 (or under any provision which amends or replaces it).
* Details of these groups and (where applicable) the benefits that may be kept are available from the Society. The number and composition of the groups may be changed from time to time but no change will apply retrospectively.
Data Protection Act 1998
How we will use the information you provide
We will obtain information about you from records held at a credit reference agency/agencies. This information will include details from the Electoral Roll to establish your identity. We will use the information that you provide to administer your account, marketing, for research and to comply with any request for information from any regulatory body. In order to prevent crime we may exchange information (both within the UK and where appropriate, overseas) with members of the N&P Group and where necessary with fraud prevention and law enforcement agencies and other organisations. You agree that after your account has closed we may continue to process your information in aggregate (so that no individuals are identified) for research and statistical analysis. You may have the right on payment of a fee to a copy of the information we hold about you if you apply to us in writing.
It is important that you give the Society accurate information.
The Society may check your details with credit reference and fraud prevention agencies. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering.
Further details explaining how the information held by fraud prevention agencies may be used can be obtained by contacting us on 0845 300 2511.