Accounts at a glance

We've put all our accounts in one place, so you can see the different investment options and the current rates we have on offer.
 
Account type Account Balance Gross Rate Net Rate* AER Rate** Easy access? Tax efficient? Monthly Interest Option?
3 Year Bond £1000 - £1 million 2.30% 1.84% 2.30% No No yes
3 Year E-Bond £1000 - £1 million 2.30% 1.84% 2.30% No No No
18 Month Bond £1000 - £1 million 1.90% 1.52% 2.30% No No yes
18 Month E-Bond £1000 - £1 million 1.90% 1.52% 2.30% No No No
Access Saver £1 - £2 million 0.50% 0.40% 0.50% yes No yes
Branch Notice Saver (Issue 3)  £1 - £1 million 1.20% 0.96% 1.20% No No yes
N&P Business Extra Account £100 - £1 million 0.50% 0.40% 0.50% yes No No
Family Young Saver £1 - £1 million 1.75% 1.40% 1.75% yes No No
Gold Cash ISA (Issue 2)  £10 - £15,000 (plus previous years subscriptions if transferred) 1.10% N/A

1.10%

yes yes No
Gold Classic Saver £1 - £1 million 1.00% 0.80% 1.00% yes No No
Gold Savings Accounts £20 - £250 a month 4.00% 3.20% 4.00% No No No
Instant ISA £10 - £15,000 (plus previous years subscriptions if transferred) 1.00% N/A 1.00% yes yes No
Lincoln City Football Club Account £100 - £1 million 0.50% 0.40% 0.50% yes No No
Monthly Regular Saver Up to £500 a month 2.00% 1.60% 2.00% yes No No
NetmasterGold saver 2 £1 - £20,000 0.50% 0.40% 0.50% yes No No
Norwich City Football Club Account £100 - £1 million 0.50% 0.40% 0.50% yes No No
Norwich City Online Football Club Saver Account £100 - £1 million 0.50% 0.40% 0.50% yes No No
Peterborough United Football Club Account £100 - £1 million 0.50% 0.40% 0.50% yes No No

 

These products are only available on maturity of existing N&P accounts:
 
Account type Account Balance Gross Rate Net Rate* AER Rate** Easy access? Tax efficient? Monthly Interest Option?
Easy Plus Account £1 - £1 million 0.50% 0.40% 0.50% yes No No
Holding Account £1 - £1 million 0.50% 0.40% 0.50% yes No No
E-Holding Account £1 - £1 million 0.50% 0.40% 0.50% yes No No
Monthly Regular Saver Holding Account £1 - £1 million 0.50% 0.40% 0.50% yes No No

*Net rates (that is after the deduction of income tax) shown are for illustrative purposes only. The interest you earn on this account will currently be taxed at the rate of 20%. Interest will be paid gross (that is before the deduction of income tax) to non-taxpayers subject to eligibility and the required registration. Otherwise interest will be paid after deduction of income tax at the appropriate rate. Please note that gross interest can only be paid to customers aged 16 or over if they are the named account holder.
 
**AER means Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year.