Accounts at a glance

We've put all our accounts in one place, so you can see the different investment options and the current rates we have on offer.

 

Fixed rate savings accounts
Account type Account balance Interest type  Gross rate* Net
rate
AER rate** Easy access? Tax
free?
Monthly interest option?
1 Year Bond £1000 - £1 million  Fixed 1.40% 1.12% 1.40% cross cross tick
1 Year E-Bond £1000 - £1 million  Fixed 1.40% 1.12% 1.40% cross cross cross
3 Year Bond £1000 - £1 million  Fixed 1.90% 1.52% 1.90% cross cross tick
3 Year E-Bond £1000 - £1 million  Fixed 1.90% 1.52% 1.90% cross cross cross
Notice accounts
Account type Account balance Interest type  Gross rate* Net
rate
AER rate** Easy access? Tax
free?
Monthly interest option?
Branch Notice Saver (Issue 3)  £1 - £1 million  Variable 1.20% 0.96% 1.20% cross cross tick
Regular savings account
Account type Account balance Interest type  Gross rate* Net
rate
AER rate** Easy access? Tax
free?
Monthly interest option?
Gold Savings Account £20 - £250 a month  Fixed 4.00% 3.20% 4.00% cross cross cross
Monthly Regular Saver Up to £500 a month  Variable 2.00% 1.60% 2.00% tick cross cross
Easy access savings accounts
Account type Account balance Interest type  Gross rate* Net
rate
AER rate** Easy access? Tax
free?
Monthly interest option?
Access Saver £1 - £2 million  Variable 0.50% 0.40% 0.50% tick cross tick
N&P Business Extra Account £100 - £1 million  Variable 0.50% 0.40% 0.50% tick cross cross
Family Young Saver £1 - £1 million  Variable 1.75% 1.40% 1.75% tick cross cross
Gold Classic Saver £1 - £1 million  Variable 1.00% 0.80% 1.00% tick cross cross
NetmasterGold saver 2 £1 - £20,000  Variable 0.50% 0.40% 0.50% tick cross cross
Norwich City (Canary) Account £100 - £1 million  Variable 0.50% 0.40% 0.50% tick cross cross
Online Norwich City (Canary) Club Saver Account £100 - £1 million  Variable 0.50% 0.40% 0.50% tick cross cross
Peterborough United (POSH) Account £100 - £1 million  Variable 0.50% 0.40% 0.50% tick cross cross
Tax-free savings accounts
Account type Account balance Interest type  Tax free rate AER rate** Easy access? Tax
free?
Monthly interest option?
Instant ISA £10 - £15,240 (plus previous years subscriptions if transferred)  Variable 1.00% 1.00% tick tick cross
Gold Cash ISA (Issue 2)  £10 - £15,240 (plus previous years subscriptions if transferred)  Variable 1.10% 1.10% tick tick cross
Branch Notice Saver ISA £1 - £15,240 (plus previous years subscriptions if transferred)  Variable 1.35% 1.35% cross tick cross
1 Year Fixed Rate Cash ISA  £100 - £15,240 (plus previous years subscriptions if transferred)  Fixed 1.40% 1.40% cross tick cross
3 Year Fixed Rate Cash ISA  £100 - £15,240 (plus previous years subscriptions if transferred)  Fixed 1.90% 1.90% cross tick cross

 

These products are only available on maturity of existing Norwich & Peterborough accounts:
Account type Account balance Interest type  Gross rate* Net
rate
AER rate** Easy access? Tax
free?
Monthly interest option?
Easy Plus Account £1 - £1 million  Variable 0.50% 0.40% 0.50% tick cross cross
Holding Account £1 - £1 million  Variable 0.50% 0.40% 0.50% tick cross cross
E-Holding Account £1 - £1 million  Variable 0.50% 0.40% 0.50% tick cross cross
Monthly Regular Saver Holding Account £1 - £1 million  Variable 0.50% 0.40% 0.50% tick cross cross

*Gross - Gross rate p.a. is the interest rate payable before any Income Tax is deducted. It can only be paid subject to the required registration.
Net - Net rate p.a. is the interest rate payable after the deduction of Income Tax, at the lower rate of 20%.
**AER - AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

Tax-free - Tax-free means that interest is not subject to income tax.


Whether you can benefit from gross, net or tax free interest is dependent on your own personal circumstances and tax status and so may be subject to change in the future.