What do you want from Savings?

Everyone has different needs and priorities at different times in their lives. That’s why we offer a whole range of accounts to help you save. Getting the best from your savings all depends on how you want to save, and what you're saving for.

Which is the right account for you?

If you like to save as and when, and need to be able to get to your money quickly, you'll find our Easy Access Savings let you do just that. Fixed Rate Savings help you plan for the future by letting you know exactly what your savings are going to do for you. Why should you pay tax on the interest your money earns? You don't have to. Put your money into an ISA instead. If you're the kind of saver who likes to put something away on a regular basis and watch it grow, then Regular Savings will reward you well for it.

Savings Filter

Use the savings filter below to find the right N&P savings account for you. Tick more than one to narrow your selection. The saving account(s) shown will fulfil all the criteria you select.

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Account Account Type
Account balance Gross Net* AER**
3 Year Bond Fixed Rate
Annual - £1000 and over 2.30% 1.84% 2.30%
Monthly - £1000 and over 2.28% 1.82% 2.30%
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3 Year Bond - Summary

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  • Minimum age to open an account: 7 (for own name account) otherwise no minimum.
  • Minimum/Maximum investments per account: £1,000 - £1 million
  • Account access: No early access permitted during the term of the bond
  • No partial withdrawals or early closure.
  • Tax efficient: No
  • Account facilities: Open and save in branch or by post. Manage your account online.
  • Payment account: No
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: Yes
3 Year Fixed Rate Cash ISA (tax-free) Fixed Rate
£5,760 2.30% 2.30% 2.30%
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3 Year Fixed Rate Cash ISA (tax-free) - Summary

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  • Minimum age to open an account: 16
  • Minimum/Maximum investments per account: £5,760
  • Withdrawals or closures made during the fixed rate period incur the loss of 180 days interest.
  • Tax efficient: Yes
  • Account facilities: Open and save in branch or by post. Manage your account online.
  • Payment account: No
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: No
50 Plus Savings Account Easy Access
Annually 1.00% 0.80% 1.00%
Monthly 1.00% 0.80% 1.00%
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50 Plus Savings Account - Summary

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  • Minimum age to open an account: 50
  • Minimum/Maximum investments per account: £5,000 - £1 million
  • Account access: No notice is required for withdrawals
  • No loss of interest for withdrawals
  • Tax efficient: No
  • Account facilities: Open and save in branch or by post, manage your account online.
  • Payment account: Yes
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: No
5 Year Bond Fixed Rate
Annual - £1000 and over 2.50% 2.00% 2.50%
Monthly - £1000 and over 2.47% 1.98% 2.50%
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5 Year Bond - Summary

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  • Minimum age to open an account: 7 (for own name account) otherwise no minimum.
  • Minimum/Maximum investments per account: £1,000 - £1 million
  • Account access: No early access permitted during the term of the bond
  • No partial withdrawals or early closure.
  • Tax efficient: No
  • Account facilities: Open and save in branch or by post. Manage your account online.
  • Payment account: No
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: Yes
Branch Notice Saver (Issue 3) Notice
Annual Interest 1.65% 1.32% 1.65%
Monthly Interest 1.64% 1.31% 1.65%
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Branch Notice Saver (Issue 3) - Summary

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  • Minimum age to open an account: 7 (for own name account) otherwise no minimum.
  • Minimum/Maximum investments per account: £1 - £1 million
  • Account access: Give 90 days notice and you can make withdrawals with no loss of interest.
  • Withdrawals made without 90 days notice are subject to a loss equivalent to 90 days interest on the amount withdrawn.
  • Tax efficient: No
  • Account facilities: Open and save in branch.  Manage your account in branch, by post, telephone and online. Interest can be paid annually or monthly.
  • Payment account: No
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: Yes
N&P Business Extra Account Easy Access
£100 and over 0.10% 0.08% 0.10%
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N&P Business Extra Account - Summary

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  • Minimum age to open an account: 16
  • Minimum/Maximum investments per account: £100 -£1 million (larger amounts will be considered)
  • Account access: No notice is required for withdrawals
  • No loss of interest for withdrawals
  • Notice period: None required
  • Tax efficient: No
  • Account facilities: Make withdrawals in branch, by post or online.
  • Type of account: Payment account. This is a deposit account for business use only.
  • Existing / New customers allowed to open account: Existing Gold Current Account customers only
  • Can the account be opened on a trustee basis: No
Norwich City (Canary) Account Easy Access
£100+ 0.10% 0.08% 0.10%
£10+ (Junior Account Only) 0.10% 0.08% 0.10%
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Norwich City (Canary) Account - Summary

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  • Minimum age to open an account: 16 (Junior Canary Account available for under 16s)
  • Minimum/Maximum investments per account: £100 - £1 million (£10 minimum for Junior Canary Account holders)
  • Account access: No notice is required for withdrawals
  • No loss of interest for withdrawals
  • Tax efficient: No
  • Account facilities: Open and save in branch, or by post. You can also manage your account online.
  • Payment account: Yes
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: Yes
Easy Plus Account Easy Access
£1 and over (excluding 1% bonus) 0.10% 0.08% 0.10%
£1 and over (including 1% bonus) 1.10% 0.88% 1.10%
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Easy Plus Account - Summary

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  • Minimum age to open an account: 7 (for own name account) otherwise no minimum
  • Minimum/Maximum investments per account: £1 - £1 million
  • Account access: No notice is required for withdrawals, 1% bonus for no more than two withdrawals per year
  • No loss of interest for withdrawals
  • Tax efficient: No
  • Account facilities: Open and save in branch, or by post. Manage your account online. Access your savings via LINK cash machine.
  • Payment account: Yes
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: Yes
Online Canary Club Saver Account Easy Access
£100+ 0.10% 0.08% 0.10%
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Online Canary Club Saver Account - Summary

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  • Minimum age to open an account: 16
  • Minimum/Maximum investments per account: £100
  • Account access: No notice is required for withdrawals, no loss of interest for withdrawals. Non branch accounts are closed by secure email
  • Account facilities: Must be opened and operated online.
  • Payment account: Yes
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: No
E-Regular Saver Regular
£1 and over (year-1 fixed rate) Excluding 1.5% conditional bonus 1.50% 1.20% 1.50%
Including 1.5% conditional bonus 3.00% 2.40% 3.00%
£1 and over (after year 1 variable rate) Excluding 1.5% bonus 0.35% 0.28% 0.35%
Including 1.5% conditional bonus 1.85% 1.48% 1.85%
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E-Regular Saver - Summary

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  • Minimum age to open an account: 16
  • Minimum/Maximum investments per account: Save from £1 to £250 a month
  • Account access: Easy access without notice or loss of interest. A bonus will be paid on each anniversary of account opening as long as you have made 12 consecutive monthly investments in the account and not more than one withdrawal from it during that year
  • There will be a loss of bonus if you do not make 12 consecutive monthly payments, and more than one withdrawal is made each year
  • Tax efficient: No
  • Account facilities: Open and manage your account online
  • Payment account: No
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: No
Family Easy Access Easy Access
£1 and over 1.00% 0.80% 1.00%
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Family Easy Access - Summary

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  • Minimum age to open an account: 16
  • Minimum/Maximum investments per account: £1 - £1 million
  • Account access: No notice is required for withdrawals
  • No loss of interest for withdrawals
  • Notice period: None required
  • Tax efficient: No
  • Account facilities: Save in branch, by post or online. Cash card available.
  • Type of account: Payment account
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: No
Family Young Saver Easy Access
£1 and over 1.75% 1.40% 1.75%
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Family Young Saver - Summary

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  • Minimum/Maximum age to open an account: Up to age 18
  • Minimum/Maximum investments per account: £1 - £1 million
  • Account access: No notice is required for withdrawals, and no loss of interest
  • Tax efficient: No
  • Account facilities: Open and save in branch, by post. Manage online. Access your savings with a cash card.
  • Payment account: Yes
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: Yes. Parents, grandparent or guardians can save on the child's behalf as a trustee.
Football Club Accounts Easy Access
£100 or over 0.10% 0.08% 0.10%
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Football Club Accounts - Summary

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  • Minimum age to open an account: 16
  • Minimum/Maximum investments per account: £100
  • Account access: No notice is required for withdrawals, no loss of interest for withdrawals. Non branch accounts are closed by secure email
  • Account facilities: All club saver football accounts must be opened and operated online. We also offer Norwich City (Canary), Peterborough United (Posh) and Lincoln City accounts that must be opened in branch, or by post and can be managed online.
  • Payment account: Yes
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: No
Gold Classic Saver Easy Access
£1 and over 1.00% 0.80% 1.00%
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Gold Classic Saver - Summary

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  • Minimum age to open an account: 18
  • Minimum/Maximum investments per account: £1 - £1 million
  • Account access: No notice is required for withdrawals, no loss of interest for withdrawals
  • Account facilities: Open and save in branch or by post. Account can be managed online.
  • Payment account: No
  • Existing / New customers allowed to open account: Available exclusively to N&P Gold Classic Current account customers who register for Internet Banking
  • Can the account be opened on a trustee basis: No, available in single or joint names but names must be the same as those on the Gold Classic Current Account
Gold Cash ISA (Issue 2) (tax-free) ISA
£10 and above 1.75% 1.75% 1.75%
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Gold Cash ISA (Issue 2) (tax-free) - Summary

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  • Minimum age to open an account: 18
  • Minimum/Maximum investments per account: Save from £10+
  • Account access: Withdrawals can be made with no notice or loss of interest. 
  • Tax efficient: Yes
  • Account facilities: Open and save in branch or by post
  • Payment account: No
  • Existing / New customers allowed to open account: Existing Gold Classic Account holders only.
  • Can the account be opened on a trustee basis: No
Gold Savings Accounts Regular
£20 - £3,000 5.00% 4.00% 5.00%
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Gold Savings Accounts - Summary

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  • Minimum age to open an account: 18
  • Minimum/Maximum investments per account: Save £20 - £250 a month into your Gold Savings Account. Invest up to £3,000 over the year
  • Account access: You must save between £20 - £250 each month for a full 12 months. You can't make any withdrawals from your Gold Savings Account during the 12 months. You also need to pay at least £500 into your Gold Classic Current Account every month over the same period.
  • You can't make any withdrawals from your Gold Savings Account during the 12 months unless it is closed
  • Tax efficient: No
  • Account facilities: Open and save in branch or by post. Manage your accounts online.
  • Payment account: No
  • Existing / New customers allowed to open account: Existing Gold Classic Current Account holders only.
  • Can the account be opened on a trustee basis: No
Holding Account Regular
£1 and over 0.10% 0.08% 0.10%
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Holding Account - Summary

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Canary Holding Account Easy Access
£1 and over 0.10% 0.08% 0.10%
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Canary Holding Account - Summary

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Instant ISA (tax-free) ISA
£10 and over 1.25% 1.25% 1.25%
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Instant ISA (tax-free) - Summary

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  • Minimum age to open an account: 16
  • Minimum/Maximum investments per account: Save from £10 each tax year
  • Account access: No notice required and no loss of interest for withdrawals
  • No notice required and no loss of interest for withdrawals.
  • Notice period: You can take your money out whenever you like, with no notice or loss of interest.
  • Tax efficient: Yes
  • Account facilities: Open and save in branch or by post.
  • Type of account: Payment
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: No
Lincoln City Account Easy Access
£100 or over 0.10% 0.08% 0.10%
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Lincoln City Account - Summary

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  • Minimum age to open an account: 7 (for own name account) otherwise no minimum
  • Minimum/Maximum investments per account: £100 - £1 million
  • Account access: No notice is required for withdrawals
  • No loss of interest for withdrawals
  • Tax efficient: No
  • Account facilities: Open and save in branch, or by post. Manage your account online.
  • Payment account: Yes
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: Yes
NetmasterGold Saver II Account Easy Access
£1 - £20,000 0.35% 0.28% 0.35%
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NetmasterGold Saver II Account - Summary

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  • Minimum age to open an account: 16
  • Minimum/Maximum investments per account: £1 -£20,000
  • Account access: No notice is required for withdrawals, no loss of interest for withdrawals. Closed by secure email
  • Tax efficient: No
  • Account facilities: Must be operated with an N&P Current Account via Online banking
  • Payment account: No
  • Existing / New customers allowed to open account: Existing Gold Classic or Gold Light Current Account customers only
  • Can the account be opened on a trustee basis: No
Peterborough United Account Easy Access
£100 or over 0.10% 0.08% 0.10%
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Peterborough United Account - Summary

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  • Minimum age to open an account: 7 (for own name account) otherwise no minimum
  • Minimum/Maximum investments per account: £100 - £1 million
  • Account access: No notice is required for withdrawals
  • No loss of interest for withdrawals
  • Tax efficient: No
  • Account facilities: Open and save in branch, or by post. Manage your account online.
  • Payment account: Yes
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: Yes
Regular Saver Account Regular
£1 and over (year-1 fixed rate) Excluding 1.5% conditional bonus 1.50% 1.20% 1.50%
Including 1.5% conditional bonus 3.00% 2.40% 3.00%
£1 and over (after year 1 variable rate) Excluding 1.5% bonus 0.35% 0.28% 0.35%
Including 1.5% conditional bonus 1.85% 1.48% 1.85%
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Regular Saver Account - Summary

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  • Minimum/Maximum investments per account: Save from £1 to £250 a month
  • Account access: Easy access without notice or loss of interest. A bonus will be paid on each anniversary of account opening as long as you have made 12 consecutive monthly investments in the account and not more than one withdrawal from it during that year.
  • There will be a loss of bonus if you do not make 12 consecutive monthly payments and more than one withdrawal is made each year.
  • Notice period: If the account is closed at any time other than on the anniversary date of account opening, no bonus or part bonus will be paid for that year.
  • Tax efficient: No
  • Account facilities: Open and save in branch or by post. You can manage your account online.
  • Payment account: No
  • Existing / New customers allowed to open account: Yes
  • Can the account be opened on a trustee basis: Yes