Like savings, investments are a way of getting your money to work for you. So what’s the difference?
A savings account is a safe, steady way of making your money grow. Investments can offer you a better rate of return, but their value can also go down as well as up.
We can help you to choose how to invest your money where it will work hardest for you, taking into account the most appropriate and tax efficient products for your needs. Reviewing your investments with one of our Independent Financial Advisers is one way to ensure they are giving you as high a return as possible. Giving yourself an extra income in the years ahead, or making sure you’ve got a financial safety net when you need it could offer you a better financial future.
ISA investment options
The Government allows every individual over 18 (or over 16 for a cash ISA) to invest a certain tax-free amount each year. Your ISA can either be in cash or in stocks and shares, or both. Your financial adviser will be happy to explain the difference and help you decide which would suit you best.
Collective Investments
In a collective investment, you pool your investment money with many other people to buy a wide range of shares or other asset types. This can reduce the risk of investing directly in the markets by offering a greater spread of investments, which are managed by professional fund managers with proven track records.
To make an appointment to discuss investment options, call 0845 300 2511, contact us online, or we can call you back.
Stocks and Shares
An alternative to investing through collective investments is to invest directly in stocks and shares. If you have the time and the skill to manage your own portfolio of shares, N&P use a trusted partner to offer a fast and efficient share dealing service. You can deal over the phone, online or by post. Please note the value of shares can go down as well as up.
Find out more about N&P's execution only Share Dealing Service.
If you would like to talk to us about investing in stocks and shares you can either:
Visit one of our branches or call 0845 300 2511.
YOU MAY NOT GET BACK THE FULL AMOUNT OF YOUR INVESTMENT AND THE VALUE INCLUDING THE INCOME GENERATED MAY FALL.
Please remember that stocks and shares and any income derived from them can rise and fall in value. You may not get back the full amount of your investment. If in doubt please consult an investment adviser.