Insurance

We don't think we need insurance until we need it. Maybe that's why it is one of the first outgoings to be cut back by families when looking to save money. But cancelling your cover or opting for a cheaper deal that doesn't offer adequate cover, could have some serious financial consequences if something goes wrong.

N&P offers a whole range of insurance products, many of which include features as standard, that others don't. We can also look at other areas of your finances to save you money without cutting corners on your insurance.

Home Insurance

N&P Home Insurance is provided by a panel of leading UK insurers and covers many items automatically. Like car insurance, you can earn a no-claims bonus of up to 30%. And if you combine the insurance for the building and its contents in a single policy, you could enjoy up to a further 20% discount.

Not all providers offer these at all - we offer it as a standard part of the policy

  • Accidental damage to TVs, audio, computer equipment and home-working equipment.
  • Replacement locks if keys are lost or stolen.
  • Alternative accommodation costs and/or less of rent up to £25,000.
  • 24 hour identity theft assistance helpline service.
  • £500 worth of money covered whilst in the home.
  • Family Legal Expenses cover up to £30,000.
  • Accidental breakage of mirrors, ceramic hobs and fixed glass within furniture.
Motor Insurance

N&P will search for the very best deal for you, checking up to 20 different insurers and making sure that they're comparing 'like for like'.

You can choose whether to pay the whole premium 'up front' with a credit or debit card or - typically the most expensive way - to pay monthly by direct debit.

Our aim is always to improve on your current premium without sacrificing the quality of your cover.

Mortgage Payment Protection Insurance

Through Legal and General, we can tailor the level of cover that you'd like. This insurance is designed to offer full protection for your mortgage in the event of death, critical illness, long term disability and accident, sickness or unemployment.

Income Protection and Life Assurance

Use our Independent Financial Advice Service to search the market to find the product that most meets your needs, regardless of the name of the provider, to protect both your income and your life.