Natasha never imagined she'd need her critical illness cover when buying her house. But as a single mum working full time, she recognised how important it was to protect her mortgage payments in case anything should happen to her.
Protecting against the unforeseen
Just eight months after taking out her mortgage she was diagnosed with a brain tumour and was unable to work for the indefinite future. Emily Gray, an N&P sales adviser, who had explained the importance of why she needed proper protection, put her in touch with Legal and General and Norwich Union and so her mortgage protection kicked in straight away while her critical illness claim was going through. This then paid out £75,000 for her, which she used to pay off a massive chunk of her mortgage and carry out some home improvements.
A helping hand
Thankfully, Natasha is now fully recovered and back at work, but having these protection policies in place meant that she didn't have to worry about money while she was going through her recovery process.
Natasha said, "If I hadn't had protection in place I would have lost my house. My employer said I was only entitled to statutory sick pay which was £75 a week, I wouldn't have been able to cover all of my payments with that. It was one of those things that you thought will never happen to you, but it did."
To find out how you could benefit from financial advice with N&P, talk to an Independent Financial Adviser today.