Whether it’s a sudden and unexpected expense, an important family occasion or a big item like a new car, a personal loan could be the answer. Our personal loans are ‘unsecured’, which means that you can borrow without risking your home.
A quick decision
Getting a loan can sometimes be time-consuming, which is frustrating if you need the money quickly. So we make a point of giving you a decision within a few minutes, when you apply by phone or at an N&P branch. Once it’s approved, the money will be available to you immediately if you have an existing Gold Current Account.
Attractive rates
We’re constantly looking at our interest rates to make sure they’re competitive – and since the rate is fixed for the duration of your loan, you’ll always know what your repayments are.
The right rate for you
Just tell us how much you’d like to borrow and for how long, and we’ll give you a quote based on your personal circumstances.
Pre-approved loans
If you have an existing Gold Current Account we may have already agreed how much you can borrow. Call us to find out more.
Nothing to repay for 2 months
There’s no need to repay a penny for the first two months. This ‘repayment holiday’ has to be taken at the start of the loan and interest is still charged.
Apply for an N&P Personal Loan >
* APR stands for Annual Percentage Rate. This is a standard method of calculating how much the loan will cost you over the full period of the loan. The APR reflects the total charge for credit and is different to the flat rate.
APR and repayment details are correct at the time of publication. Loans are provided, subject to status.