Mortgages
MORTGAGES FROM N&P
When it comes to your mortgage you can rely on us to help you choose the package that’s best for you, both now and in the long run.
Find a mortgage to suit you
Our mortgage specialist will explain the options to you in detail, but here’s an outline:
Fixed rate
Your payments will remain the same for a set period so that you always know exactly what you’ll be paying.
Standard Variable Rate
Your interest rate will change from time to time, as the Bank of England’s rates change.
Discounted Rate
This mortgage gives you a discount off our Standard Variable Rate for a fixed period of time.
Offset
With this mortgage we take into account the balances held in your N&P offset savings and current account. Instead of earning interest on the balances in these accounts, we will off-set those balances against your mortgage, and only charge you interest on the difference. As a result, you could save money and even pay off your mortgage early.
Green
For the first five years of your mortgage term, we’ll plant eight trees a year, to cancel out your home’s CO2 emissions. In this way, we help to make your home carbon neutral.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
