Your business is unique

Every business is different. You may employ just yourself, or many others. Your business activity may fit neatly into a category, or it might not. You may, as a decision-maker, be prepared to take certain risks. Or, once again, you might not.

Our cover is tailored

Our experts will take account of all these variables and give you a tailored policy that meets, not just your legal obligations, but your business needs as well. We’ll always take the trouble to understand your operation – visiting your premises if need be. It all adds up to insurance cover that will suit your business perfectly.

Value for money

Just as importantly, we’ll make sure you are not paying for unnecessary cover. And as independent brokers, we are free to find the best possible price from our panel of leading insurers.  

YOU'LL BENEFIT from n&P'S EXPERIENCE

  • We've helped a wide range of businesses in many sectors.
  • We have years of experience which means we understand the problems and possible pitfalls.

YOU GET THE BEST COVER FOR YOUR BUSINESS

  • Your cover is tailored to suit your individual needs.
  • You don't pay for cover you don't need.

We have many years' experience at finding the right insurance cover for a wide range of small to medium sized businesses.

Because we're independent, it means we are free to search the market for the policy that offers the cover you need and the features you want. And all at premiums that make sound business sense.

TYPES OF BUSINESS INSURANCE WE ARRANGE:

BUILDINGS, CONTENTS, STOCK & MONEY
  • Protection for any business buildings or premises. 
  • Cover provided against everything from lightning strikes to arson. 
  • We provide building, rent and liability cover for landlords.
BUSINESS INTERRUPTION
  • Cover provided against lost profits or increased costs caused by fire, storm, and other kinds of damage.
B&BS & GUEST HOUSES
  • An ordinary domestic policy won't cover against all the potential liabilities found in a B&B or a guest house - The specifically designed B&B policy does.
COMMERCIAL LEGAL EXPENSES
  • Cover for legal and accountancy costs.
  • Insurance against employment disputes.
  • Protection for you over contract disputes.
  • Cover for PAYE and VAT disputes.
COMMERCIAL VEHICLES
  • Cover for multiple drivers.
  • Cover is provided for personal use.
  • The fleet policies are highly competitive.
CONTRACTORS
  • Public Liability Insurance is offered as standard.
  • Cover provided for building construction.
  • You can insure plant ownership and plant hiring.
  • Insurance for your employees' tools.
DIRECTORS & OFFICERS
  • Cover provided for employment procedures.
  • Insurance provided against health and safety issues. 
  • You are covered against the cost of defending lawsuits and any compensation awarded.
EMPLOYERS' LIABILITY
  • Protect your business against the cost of compensation claims from employees. 
  • The insurance can cover any temporary employees you may take on.
ENGINEERING
  • Specialist insurance provided for machinery and computers.
  • Cover is offered for regularly inspected equipment such as boilers and lifting equipment.
FARM INSURANCE
  • Specialist insurance is arranged for arable, cattle and mixed farms. 
  • Coverage provided for buildings, growing crops, loss of profit, tractors, farm implements and your business liability.
GOODS IN TRANSIT
  • The insurance covers goods or stock against damage while being transported, whether by your vehicles, or those of a haulier.
HOTELS & PUBLIC HOUSES
  • Protection offered against loss of income.
  • You are covered for staff and guest injuries.
WORKING FROM HOME
  • You are covered for the full value of your business equipment and any public liability you may have.
MOTOR TRADE
  • The vehicles you drive are insured.
  • You are are also covered for the vehicles in your care.
  • Liability cover for the repairs and services you provide is arranged.
OFFICES/ SHOPS/ RESTAURANTS
  • You are protected against loss of income.
  • Cover provided for staff and guest injuries.
  • Specialist buildings and premises cover is also offered. 
  • You are insured against everything from lightning strikes to arson. 
  • Tailored public liability cover can also be provided.
PRODUCT LIABILITY
  • Insure your business against claims of damage or injury due to any defect in what you produce.
  • You are covered for exported products.
PROFESSIONAL INDEMNITY
  • Cover is provided against compensation and legal costs if a client sues for wrong or negligent advice.
PROPERTY
  • Your buildings, your stock, machinery and other contents are all fully covered.
  • Insurance can also be offered for finished goods and work in progress.
PROPERTY OWNERS
  • You are insured for your buildings, loss of rent due to damage, and your ownership liability.
PUBLIC LIABILITY
  • You can protect yourself from the cost of damages and legal costs incurred should your business injure members of the public or damage their property.
  • You are covered for the work of any sub-contractors you employ.
SELF BUILD
  • Specialist cover is arranged for your house while it's being built.
  • You are protected against your liability to anybody on your site.
  • The equipment you use is covered.
  • Any on-site accommodation, such as a caravan, can be protected.

Insurance products are arranged by Norwich and Peterborough Insurance
Brokers Limited.  Insurance is subject to acceptance by insurers.

Insurance products are arranged by Norwich
and Peterborough Insurance Brokers Limited.
Insurance is subject to acceptance by insurers.