The N&P Credit Card is provided by MBNA Europe Bank Limited. It offers you a credit card with fraud protection as standard:
- 0% on balance transfers for 12 months (3% handling fee) from account opening*. All you have to do is make sure you transfer the balance within 90 days of account opening.
- 0% on card purchases for 3 months from account opening*.
- Representative example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9% APR† representative (variable) based on a credit limit of £1200.
Manage your credit card online
Check your balance and transactions, view your PIN, set up direct debits, carry out balance transfers and much more! Your account is set up with paperless statements and you have the convenience of viewing them securely online.
You can find more information on N&P credit card rates in the Terms and Conditions section of the MBNA website.
Peace of mind
Your new N&P card also comes with added peace of mind.* Fraud protection covers you against someone fraudulently using your card details. You will not be liable for fraudulent transactions online or on the high street, providing you tell MBNA as soon as you notice any unusual transactions or that your card is missing.
And that's not all
Transfer money from your N&P card to your current account within the first 90 days of account opening and there's no interest to pay on it for up to 12 months (there's a 3% handling fee).
The Small Print
*You cannot transfer balances from another credit card issued by MBNA.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
† We treat each customer’s application individually. We review the information you supply and verify your credit and repayment history so the APR we offer you may be higher than the APR shown in the representative example. At least 51% of customers will receive this representative APR.
We are unable to tell you the interest rate you would receive personally as we do not provide quotation searches. If you proceed a full application search will be registered at the Credit Reference Agencies.
* If your card is lost or stolen, you'll incur no liability for fraudulent use of your card provided you notify us (at N&P) as soon as you realise your card is missing or you notice any unusual transactions on your account.