The N&P Credit Card is provided by MBNA Europe Bank Limited. It offers more than your average credit card with fraud protection as standard:
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16.9% APR† typical rate (variable).
- 0% on balance transfers for 12 months (3% handling fee). All you have to do is make sure you transfer the balance within 90 days of account opening.
- 0% on card purchases for 3 months from account opening.*
And that's not all
Transfer money from your N&P card to your current account within the first 90 days of account opening and there's no interest to pay on it for a full 12 months (there's a 4% handling fee).
Peace of mind
Your new N&P card also comes with added peace of mind. Fraud protection covers you against someone fraudulently using your card details. You will not be liable for fraudulent transactions online or on the high street, providing you tell MBNA as soon as you notice any unusual transactions or that your card is missing.
Manage your credit card online
Check your balance and transactions, view your PIN, set up direct debits, carry out balance transfers and much more! You can also now help the environment by opting for paperless statements.
You can find more information on N&P credit card rates in the Terms and Conditions section of the MBNA website.
The Small Print
* For full details of how we allocate your repayments, particularly when promotional offers have the same rate, please see paragraph 2f of your terms and conditions. If you do not pay your balance in full MBNA will use your payments to reduce lower rate balances before higher rate balances. If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if it ends first. This could mean that any such balance may not have been reduced by the time the standard rates applies to it.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
†As we treat our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Your personal APR will be either 16.9% APR (variable), 20.9% APR (variable) or 24.9% APR (variable). Over two thirds of our customers are offered our typical rate of 16.9% APR (variable)