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N&P Credit CardThe N&P Credit Card is provided by MBNA Europe Bank Limited. It offers more than your average credit card with fraud protection as standard:

 

  • 15.9% APR typical rate (variable).
  • 0% on balance transfers for 12 months (3% handling fee). All you have to do is make sure you transfer the balance within 90 days of account opening.
  • 0% on card purchases for 3 months from account opening.*
And that's not all

Transfer money from your N&P card to your current account within the first 90 days of account opening and there's no interest to pay on it for a full 12 months (there's a 4% handling fee).  

Peace of mind

Your new N&P card also comes with added peace of mind. Fraud protection covers you against someone fraudulently using your card details. You will not be liable for fraudulent transactions online or on the high street, providing you tell MBNA as soon as you notice any unusual transactions or that your card is missing.

Manage your credit card online

Check your balance and transactions, view your PIN, set up direct debits, carry out balance transfers and much more! You can also now help the environment by opting for paperless statements. 

You can find more information on N&P credit card rates in the Terms and Conditions section of the MBNA website.

The Small Print

* If you do not pay your balance in full MBNA will use your payments to reduce lower rate balances before higher rate balances. If promotional rate balances are the same MBNA will repay them in the following order: first, the one with the earliest expiry date; if the expiry dates are the same then the one which started first; if the expiry dates, and start dates are the same then the one with the lowest standard rate.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.